What is the True Cost of the Elimination Period?
Examples Based on a $220.00 Daily Benefit
Age 180 Days 90 Days 60 Days 30 Days 0 Days
Amounts Below Show What You Have to Pay Before Benefits Start
52
$39,600
$19,800
$13,200
$6,600
$0
53
$41,580
$20,790
$13,860
$6,930
$0
54
$43,659
$21,830
$14,553
$7,277
$0
55
$45,842
$22,921
$15,281
$7,640
$0
56
$48,134
$24,067
$16,045
$8,022
$0
57
$50,541
$25,270
$16,847
$8,423
$0
58
$53,068
$26,534
$17,689
$8,845
$0
59
$55,721
$27,861
$18,574
$9,287
$0
60
$58,507
$29,254
$19,502
$9,751
$0
61
$61,433
$30,716
$20,478
$10,239
$0
62
$64,504
$32,252
$21,501
$10,751
$0
63
$67,729
$33,865
$22,576
$11,288
$0
64
$71,116
$35,558
$23,705
$11,853
$0
65
$74,672
$37,336
$24,891
$12,445
$0
66
$78,405
$39,203
$26,135
$13,068
$0
67
$82,326
$41,163
$27,442
$13,721
$0
68
$86,442
$43,221
$28,814
$14,407
$0
69
$90,764
$45,382
$30,255
$15,127
$0
70
$95,302
$47,651
$31,767
$15,884
$0
71
$100,067
$50,034
$33,356
$16,678
$0
72
$105,071
$52,535
$35,024
$17,512
$0
73
$110,324
$55,162
$36,775
$18,387
$0
74
$115,840
$57,920
$38,613
$19,307
$0
75
$121,632
$60,816
$40,544
$20,272
$0
76
$127,714
$63,857
$42,571
$21,286
$0
77
$134,100
$67,050
$44,700
$22,350
$0
78
$140,805
$70,402
$46,935
$23,467
$0
79
$147,845
$73,922
$49,282
$24,641
$0
80
$155,237
$77,619
$51,746
$25,873
$0
81
$162,999
$81,499
$54,333
$27,166
$0